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Deposits and Loan Rates

Effective: May 8, 2008

Checking Account Rates Rate APY*
   Now Account .100% .10%
   Solid Gold .250% .25%
   First Money Market
       $2500.00 - $8499.00 .500% .50%
       $8500.00 - $12499.00 .600% .60%
       $12500.00 – 25499.00 .700% .70%
       $25500.00 + .800% .80%
   Advantage Plus
       $0.00 - $4,999.99 .150% .15%
        $5,000.00 - $24,999.99 2.000% 2.02%
        $25,000.00 - $49,999.99 2.500% 2.53%
        $50,000.00 + 3.000% 3.04%
Savings Account Rates
Account Type Rate APY* Minimum Deposit
   Statement Savings $ 100.00
       $100.00 - $7499.99 .150% .15%
       $7500.00 + .250% .25%
   AllSports Savings Account $ 0.00
       $0.00 - $7499.99 .150% .15%
       $7500.00 + .250% .25%
   Christmas Club .150% .15% $ 0.00
       3 Month Certificate 2.000% 2.01% $500.00
       6 Month Certificate 3.000% 3.02% $500.00
       12 Month Certificate 3.150% 3.15% $500.00
       18 Month Certificate 3.150% 3.15% $500.00
       24 Month Certificate 3.150% 3.15% $500.00
       30 Month Certificate 3.150% 3.15% $500.00
       48 Month Certificate 3.250% 3.25% $500.00
       60 Month Certificate 3.250% 3.25% $500.00
       12 Month Regular or Roth IRA 3.750% 3.75% $500.00
       18 Month Regular or Roth IRA 4.200% 4.20% $500.00
       24 Month Regular or Roth IRA 4.250% 4.25% $500.00
       60 Month Regular IRA 4.400% 4.40% $500.00

Please call 800-239-1492 or your local branch representative for loan rates.

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