Mortgage Application Preparation Checklist

When applying for your mortgage loan at SouthFirst Mortgage, your application process will go much smoother and quicker if you have the following items with you at application:

• Real Estate/Sales Contract with original signatures
   
• Real Estate Mortgage Application signed by each borrower (we can do this at your application appointment)
   
• Original YTD pay stubs for each borrower covering the most current 30-day pay period:
   
• Account numbers, addresses, and minimum monthly payment for all credit grantors
   
• Most current W-2s (two years worth) for each borrower
   
• Last two months bank statements for all accounts
   
• Copy of last two years tax returns (if self-employed)
   
• Copy of your Deed and Mortgage papers (refinance)

At SouthFirst Bank we want to make buying a home as quick and easy as possible.

If you have any questions or would like to set up an appointment to apply for a home loan, please contact us at:

• (256) 245-4365 or 800-239-1492 in Sylacauga
   
• (205)-755-3975 or 800-815-3653 in Clanton
   
• (205) 979-8776 or 877-736-3273 in Birmingham
   
• (256)362-6101 in Talladega
   

Mortgage Loan Application

If you are interested in applying for a mortgage loan. Please complete this application and mail to SouthFirst Bank , ATTN: Loan Department, 126 North Norton Ave, Sylacauga, AL 35150 or bring to your local branch location.

Note: Adobe Acrobat is required to view this application. To download a free copy of this software, click here.

Click Here For the  Mortgage Loan Application

Before you apply, get the facts about closing costs.

If you are interested in applying for an Adjustable Rate Mortgage (ARM), please click here to view the Consumer Handbook on Adjustable Rate Mortgages.